Best Openbank Alternatives in 2026
8 alternatives to Openbank in Neobanks, ranked by our editorial score. Compare pricing, free tiers, and best-fit guidance side by side.
Top Neobanks Alternatives
| Tool | Score | Starting Price | Free Tier | Best For | |
|---|---|---|---|---|---|
| Tomorrow | 79 | Free | ✓ | Eco-conscious individuals in Germany who want a mobile-first bank account that a | Compare vs Openbank → |
| Revolut | 76 | Free | ✓ | Revolut is ideal for travelers, freelancers, and digital nomads who need a cheap | Compare vs Openbank → |
| ANNA Money | 73 | Free | ✓ | UK freelancers, contractors, and small business owners who want a no-nonsense, A | Compare vs Openbank → |
| Tandem Bank | 70 | Free | ✓ | Environmentally conscious UK residents who want a free everyday bank account wit | Compare vs Openbank → |
| SoFi | 69 | Free | ✓ | US consumers who want to replace multiple banking, lending, and investing apps w | Compare vs Openbank → |
| Monzo | 68 | Free | ✓ | UK residents who are comfortable with mobile-only banking and want a free, featu | Compare vs Openbank → |
| Pleo | 65 | Free | ✓ | European SMEs and mid-market companies that want to automate expense reporting, | Compare vs Openbank → |
| NuBank | 63 | Free | ✓ | Individuals in Brazil, Mexico, or Colombia who want a free, mobile-first persona | Compare vs Openbank → |
Which Alternative Should You Choose?
Best for: Eco-conscious individuals in Germany who want a mobile-first bank account that a
⚖️ Openbank vs Tomorrow →Best for: Revolut is ideal for travelers, freelancers, and digital nomads who need a cheap
⚖️ Openbank vs Revolut →
Best for: UK freelancers, contractors, and small business owners who want a no-nonsense, A
⚖️ Openbank vs ANNA Money →
Best for: Environmentally conscious UK residents who want a free everyday bank account wit
⚖️ Openbank vs Tandem Bank →❓ Frequently Asked Questions
Is Openbank really free?
Yes, Openbank offers a standard current account with no maintenance fees and no card fees. However, some services like international wire transfers, foreign currency purchases, or non-Santander ATM withdrawals may incur charges.
Can I withdraw cash from ATMs for free?
Withdrawals at Santander ATMs in Spain are free. Using other banks' ATMs may involve surcharges, and Openbank may also charge an additional fee.