Best Stripe Alternatives in 2026
8 alternatives to Stripe in Payment Gateways, ranked by our editorial score. Compare pricing, free tiers, and best-fit guidance side by side.
Top Payment Gateways Alternatives
| Tool | Score | Starting Price | Free Tier | Best For | |
|---|---|---|---|---|---|
| Adyen | 71 | Free | ✓ | Adyen is best for established enterprises, high-volume retailers, and platforms | Compare vs Stripe → |
| BitPay | 70 | Free | ✓ | Businesses that want to accept Bitcoin, Ethereum, or stablecoins and convert the | Compare vs Stripe → |
| Paddle | 69 | Free | ✓ | SaaS and software startups that want to sell globally without dealing with the o | Compare vs Stripe → |
| Braintree | 67 | Free | ✓ | Merchants who need a single payment gateway to accept both card payments and Pay | Compare vs Stripe → |
| Mollie | 66 | Free | ✓ | European ecommerce and SaaS businesses that primarily sell to Dutch, Belgian, or | Compare vs Stripe → |
| Paystack | 64 | Free | ✓ | Nigerian and other African businesses looking for a reliable, developer-friendly | Compare vs Stripe → |
| Coinbase Commerce | 63 | Free | ✓ | Crypto-native merchants and small businesses who want a free, self-custodial pay | Compare vs Stripe → |
| Flutterwave | 61 | Free | ✓ | African businesses and global companies that want a single payment gateway to ac | Compare vs Stripe → |
Which Alternative Should You Choose?
Best for: Adyen is best for established enterprises, high-volume retailers, and platforms · Has a free tier where the original does not
⚖️ Stripe vs Adyen →
Best for: Businesses that want to accept Bitcoin, Ethereum, or stablecoins and convert the · Has a free tier where the original does not
⚖️ Stripe vs BitPay →
Best for: SaaS and software startups that want to sell globally without dealing with the o · Has a free tier where the original does not
⚖️ Stripe vs Paddle →
Best for: Merchants who need a single payment gateway to accept both card payments and Pay · Has a free tier where the original does not
⚖️ Stripe vs Braintree →❓ Frequently Asked Questions
What are Stripe's fees?
Stripe charges a simple per-transaction fee of 2.9% + 30 cents for US card payments, though rates vary by country and payment method. There are no setup or monthly fees, making it accessible for small businesses.
How long does it take to get paid?
The first payout can take 7–14 days, then subsequent payouts are typically on a 2-day rolling schedule in the US. You can also request faster payouts for a small fee.
Does Stripe require a long-term contract?
No, it's completely contract-free and you pay per transaction. You can stop using it anytime without cancellation fees.
Can I accept international payments with Stripe?
Yes, Stripe supports 135+ currencies and 50+ payment methods, including local cards, wallets, and bank transfers. Its global infrastructure handles conversions and local regulations.