Best BitPay Alternatives in 2026
8 alternatives to BitPay in Payment Gateways, ranked by our editorial score. Compare pricing, free tiers, and best-fit guidance side by side.
Top Payment Gateways Alternatives
| Tool | Score | Starting Price | Free Tier | Best For | |
|---|---|---|---|---|---|
| Stripe | 75 | — | Online businesses, SaaS startups, and platforms that want a flexible, developer- | Compare vs BitPay → | |
| Adyen | 71 | Free | ✓ | Adyen is best for established enterprises, high-volume retailers, and platforms | Compare vs BitPay → |
| Paddle | 69 | Free | ✓ | SaaS and software startups that want to sell globally without dealing with the o | Compare vs BitPay → |
| Braintree | 67 | Free | ✓ | Merchants who need a single payment gateway to accept both card payments and Pay | Compare vs BitPay → |
| Mollie | 66 | Free | ✓ | European ecommerce and SaaS businesses that primarily sell to Dutch, Belgian, or | Compare vs BitPay → |
| Paystack | 64 | Free | ✓ | Nigerian and other African businesses looking for a reliable, developer-friendly | Compare vs BitPay → |
| Coinbase Commerce | 63 | Free | ✓ | Crypto-native merchants and small businesses who want a free, self-custodial pay | Compare vs BitPay → |
| Flutterwave | 61 | Free | ✓ | African businesses and global companies that want a single payment gateway to ac | Compare vs BitPay → |
Which Alternative Should You Choose?
Best for: Online businesses, SaaS startups, and platforms that want a flexible, developer-
⚖️ BitPay vs Stripe →
Best for: Adyen is best for established enterprises, high-volume retailers, and platforms
⚖️ BitPay vs Adyen →
Best for: SaaS and software startups that want to sell globally without dealing with the o
⚖️ BitPay vs Paddle →
Best for: Merchants who need a single payment gateway to accept both card payments and Pay
⚖️ BitPay vs Braintree →❓ Frequently Asked Questions
Does BitPay charge a monthly fee or only per-transaction fees?
BitPay doesn't charge a monthly fee for its standard gateway; you pay per transaction instead. The typical processing fee is about 1% per transaction, with a minimum fee per payment. Signing up is free, but it's not a free payment processor.
Which cryptocurrencies can I accept with BitPay?
BitPay supports Bitcoin, Bitcoin Cash, Ethereum, and several stablecoins like USDC, USDP, and Euro Coin. You can also accept Litecoin, Dogecoin, and other popular assets depending on your merchant country. The exact list varies by region and is set by BitPay's compliance rules.
How does fiat settlement work and how fast is it?
When a customer pays in crypto, BitPay converts the amount at the current rate and settles the fiat equivalent to your bank account. That protects you from volatility, but bank settlement is usually not instant and arrives on the next business day or per your settlement schedule. The 'instant' part refers to locking the conversion rate at the time of payment.
Does BitPay integrate with e-commerce stores like Shopify or WooCommerce?
Yes, BitPay offers official plugins for Shopify, WooCommerce, Magento, PrestaShop, and more. It also has a REST API and webhooks for custom integrations. Non-technical users can quickly add a crypto payment button or checkout link.