Best FreeAgent Alternatives in 2026

8 alternatives to FreeAgent in Tax Software, ranked by our editorial score. Compare pricing, free tiers, and best-fit guidance side by side.

FreeAgent
42/100 From 35 €/mo
FreeAgent — Freelancers, contractors, and micro-businesses in the UK who want an all-in-one, HMRC-integrated accounting tool and preferably are eligible for the free NatWes
FreeAgent is an excellent choice for UK sole traders and micro-businesses that want an all-in-one accounting and tax filing solution. If you bank with NatWest Group, it's a no-brainer given the free subscription. However, if you need multi-

Top Tax Software Alternatives

ToolScoreStarting PriceFree TierBest For
Crunch 76 32 €/mo UK freelancers, contractors, and small limited companies who want online account Compare vs FreeAgent →
Dext 73 28 €/mo UK-based small businesses, accountants, and bookkeepers using Xero, QuickBooks, Compare vs FreeAgent →
Quaderno 71 Free ✓ Digital-first businesses (SaaS, e-books, online courses) that sell globally and Compare vs FreeAgent →
Xero Tax 67 8 €/mo Growing small-to-medium businesses, accountants, and bookkeepers in the US, UK, Compare vs FreeAgent →
Tax1099 65 2 €/mo Small to mid-sized businesses and tax professionals who need an affordable, IRS- Compare vs FreeAgent →
Wundertax 61 10 €/mo Expats and freelancers in Germany who want to file their annual tax return thems Compare vs FreeAgent →
Koinly 59 Free ✓ Crypto traders and investors in supported countries who need reliable, automated Compare vs FreeAgent →
Avalara 58 Free ✓ Mid-market and enterprise companies with multi-state or multi-country tax obliga Compare vs FreeAgent →

Which Alternative Should You Choose?

Crunch
Crunch76/100
From 32 €/mo

Best for: UK freelancers, contractors, and small limited companies who want online account · Costs 3 €/mo less than FreeAgent

⚖️ FreeAgent vs Crunch →
Dext
Dext73/100
From 28 €/mo

Best for: UK-based small businesses, accountants, and bookkeepers using Xero, QuickBooks, · Costs 7 €/mo less than FreeAgent

⚖️ FreeAgent vs Dext →
Quaderno
Quaderno71/100
Free

Best for: Digital-first businesses (SaaS, e-books, online courses) that sell globally and · Costs 8 €/mo less than FreeAgent

⚖️ FreeAgent vs Quaderno →
Xero Tax
Xero Tax67/100
From 8 €/mo

Best for: Growing small-to-medium businesses, accountants, and bookkeepers in the US, UK, · Costs 27 €/mo less than FreeAgent

⚖️ FreeAgent vs Xero Tax →

❓ Frequently Asked Questions

Is FreeAgent really free with NatWest?

Yes, if you have a business account with NatWest, Royal Bank of Scotland, Ulster Bank, or M&S Bank, you can get FreeAgent at no cost. For everyone else it costs around £20 per month, but there is a 30-day free trial.

Does FreeAgent file my Self Assessment tax return automatically?

Yes, once your bank account is connected, FreeAgent categorises your income and expenses, calculates the tax you owe, and submits the return directly to HMRC. It is HMRC-recognised and remembers previous year figures for faster filing.

Can FreeAgent handle VAT for Making Tax Digital?

Yes, FreeAgent is MTD-ready. It supports flat-rate, cash accounting, and annual accounting VAT schemes, then files your VAT returns digitally with HMRC.

Is payroll free with FreeAgent?

Yes, FreeAgent includes RTI payroll as part of the core subscription at no extra cost. You can run payroll, produce payslips, and send HMRC Full Payment Submissions, including pension auto-enrolment.