Best bunq Alternatives in 2026
8 alternatives to bunq in Neobanks, ranked by our editorial score. Compare pricing, free tiers, and best-fit guidance side by side.
Top Neobanks Alternatives
| Tool | Score | Starting Price | Free Tier | Best For | |
|---|---|---|---|---|---|
| Tomorrow | 79 | Free | ✓ | Eco-conscious individuals in Germany who want a mobile-first bank account that a | Compare vs bunq → |
| Revolut | 76 | Free | ✓ | Revolut is ideal for travelers, freelancers, and digital nomads who need a cheap | Compare vs bunq → |
| ANNA Money | 73 | Free | ✓ | UK freelancers, contractors, and small business owners who want a no-nonsense, A | Compare vs bunq → |
| Tandem Bank | 70 | Free | ✓ | Environmentally conscious UK residents who want a free everyday bank account wit | Compare vs bunq → |
| SoFi | 69 | Free | ✓ | US consumers who want to replace multiple banking, lending, and investing apps w | Compare vs bunq → |
| Monzo | 68 | Free | ✓ | UK residents who are comfortable with mobile-only banking and want a free, featu | Compare vs bunq → |
| Pleo | 65 | Free | ✓ | European SMEs and mid-market companies that want to automate expense reporting, | Compare vs bunq → |
| NuBank | 63 | Free | ✓ | Individuals in Brazil, Mexico, or Colombia who want a free, mobile-first persona | Compare vs bunq → |
Which Alternative Should You Choose?
Best for: Eco-conscious individuals in Germany who want a mobile-first bank account that a
⚖️ bunq vs Tomorrow →Best for: Revolut is ideal for travelers, freelancers, and digital nomads who need a cheap
⚖️ bunq vs Revolut →
Best for: UK freelancers, contractors, and small business owners who want a no-nonsense, A
⚖️ bunq vs ANNA Money →
Best for: Environmentally conscious UK residents who want a free everyday bank account wit
⚖️ bunq vs Tandem Bank →❓ Frequently Asked Questions
Does bunq offer a free account?
No, bunq does not have a permanent free tier. All plans are subscription-based, though they offer a 30-day free trial so you can test the features before paying.
Can I use bunq if I live outside the EU/EEA?
Bunq is designed for EEA residents and requires an EU/EEA address to open an account. Availability for UK, US, or other non-EEA residents is very limited.
How does bunq's tree planting work?
Bunq links transactions to tree-planting projects and shows the estimated number of trees planted in the app. It is a core part of their sustainability focus, though the actual planting is handled through certified partner organizations.
Is my money protected by EU deposit insurance?
Yes. Bunq is a licensed Dutch bank, so deposits are protected under the Dutch deposit guarantee scheme up to €100,000 per customer.