Best Countingup Alternatives in 2026
8 alternatives to Countingup in Business Banking, ranked by our editorial score. Compare pricing, free tiers, and best-fit guidance side by side.
Top Business Banking Alternatives
| Tool | Score | Starting Price | Free Tier | Best For | |
|---|---|---|---|---|---|
| Aspire | 75 | Free | ✓ | Startups and small-to-medium businesses in Southeast Asia that need a unified pl | Compare vs Countingup → |
| Nickel | 71 | Free | ✓ | Construction, wholesale, manufacturing, and logistics companies that want a zero | Compare vs Countingup → |
| Soldo | 69 | Free | ✓ | Small and mid-sized UK/European companies that want to control employee spending | Compare vs Countingup → |
| Revolut Business | 66 | Free | ✓ | Digital-first small businesses, freelancers, and startups with international cli | Compare vs Countingup → |
| Payhawk | 62 | Free | ✓ | Mid-market and enterprise finance teams in Europe and the UK that need to manage | Compare vs Countingup → |
| Airwallex Business | 59 | Free | ✓ | Online businesses, startups, and SMEs that need global multi-currency accounts, | Compare vs Countingup → |
| Kontist | 58 | Free | ✓ | Freelancers and self-employed individuals in Germany who want automated tax calc | Compare vs Countingup → |
| Qonto | 56 | $10/mo | French and European SMEs and freelancers who want a modern, spend-management-foc | Compare vs Countingup → |
Which Alternative Should You Choose?
Best for: Startups and small-to-medium businesses in Southeast Asia that need a unified pl
⚖️ Countingup vs Aspire →
Best for: Construction, wholesale, manufacturing, and logistics companies that want a zero
⚖️ Countingup vs Nickel →
Best for: Small and mid-sized UK/European companies that want to control employee spending
⚖️ Countingup vs Soldo →Best for: Digital-first small businesses, freelancers, and startups with international cli
⚖️ Countingup vs Revolut Business →❓ Frequently Asked Questions
How much does Countingup cost?
Countingup offers a free plan and paid plans starting at around £4.95/month for additional features like accountant sharing and invoicing. Exact pricing varies, so check the website for the latest fees.
Is Countingup a bank?
No, it's an FCA-registered e-money institution, not a licensed bank. Your money is safeguarded in segregated accounts, but it doesn't have FSCS deposit protection like a bank.
Can I use Countingup with my accountant?
Yes, the paid plan gives your accountant real-time access to your transactions, categories, and tax estimates. This can save time during year-end and reduces back-and-forth.
Does Countingup work for limited companies?
Yes, it offers business current accounts for both sole traders and limited companies, including features like invoicing and tax calculations. However, complex corporation tax filing may still require an accountant.