Best Kroo Alternatives in 2026
8 alternatives to Kroo in Neobanks, ranked by our editorial score. Compare pricing, free tiers, and best-fit guidance side by side.
Top Neobanks Alternatives
| Tool | Score | Starting Price | Free Tier | Best For | |
|---|---|---|---|---|---|
| Tomorrow | 79 | Free | ✓ | Eco-conscious individuals in Germany who want a mobile-first bank account that a | Compare vs Kroo → |
| Revolut | 76 | Free | ✓ | Revolut is ideal for travelers, freelancers, and digital nomads who need a cheap | Compare vs Kroo → |
| ANNA Money | 73 | Free | ✓ | UK freelancers, contractors, and small business owners who want a no-nonsense, A | Compare vs Kroo → |
| Tandem Bank | 70 | Free | ✓ | Environmentally conscious UK residents who want a free everyday bank account wit | Compare vs Kroo → |
| SoFi | 69 | Free | ✓ | US consumers who want to replace multiple banking, lending, and investing apps w | Compare vs Kroo → |
| Monzo | 68 | Free | ✓ | UK residents who are comfortable with mobile-only banking and want a free, featu | Compare vs Kroo → |
| Pleo | 65 | Free | ✓ | European SMEs and mid-market companies that want to automate expense reporting, | Compare vs Kroo → |
| NuBank | 63 | Free | ✓ | Individuals in Brazil, Mexico, or Colombia who want a free, mobile-first persona | Compare vs Kroo → |
Which Alternative Should You Choose?
Best for: Eco-conscious individuals in Germany who want a mobile-first bank account that a
⚖️ Kroo vs Tomorrow →Best for: Revolut is ideal for travelers, freelancers, and digital nomads who need a cheap
⚖️ Kroo vs Revolut →
Best for: UK freelancers, contractors, and small business owners who want a no-nonsense, A
⚖️ Kroo vs ANNA Money →
Best for: Environmentally conscious UK residents who want a free everyday bank account wit
⚖️ Kroo vs Tandem Bank →❓ Frequently Asked Questions
Is Kroo really free to use?
Yes, Kroo's standard UK current account has no monthly fees, no card fees, and no foreign transaction fees. You only need to cover any third-party charges, like an ATM operator's fee.
How does interest on my current account balance work?
Kroo pays a variable interest rate on your entire balance (up to the FSCS protected amount), typically credited monthly. This makes it a rare current account that also works like a savings account.
Are my deposits protected if Kroo fails?
Yes, Kroo is a fully licensed UK bank and is covered by the Financial Services Compensation Scheme. Your deposits are protected up to £85,000 per person.
Can I open a joint account with Kroo?
Yes, you can open a joint account with another person directly in the app. Both of you get a shared view of money and spending, and you can still use shared tabs for group expenses.