CoinTracker vs Crunch
Side-by-side comparison — pricing, features, ratings, use cases. Find which Tax Software fits you best.
🔍 Independently researched ·
📊 Data-driven
· ⭐ Ratings from G2 (real user reviews)
56/100
Free tier
CoinTracker is best for individual crypto investors and Coinbase users who want a straightforward way to track their por
💰 Pricing
🆓 Free tier available
Limited to 500 transactions; does not include exportable tax forms (Form 8949) or TurboTax integration.
Starting at $14 (freemium)
Fee notes:
- Hobbyist plan: $28/month if billed monthly, or $14/month equivalent when billed annually upfront ($168/year).
- Pro plan: $99/month if billed monthly, or $49/month equivalent when billed annually upfront ($588/year).
- Annual plans require full prepayment; monthly plans are significantly more expensive.
- No per-filing fees are charged by CoinTracker itself, but TurboTax filing costs are separate if you choose to file through that integration.
- Self-employed vs limited company pricing is not differentiated; the Pro plan is recommended for business or heavy trader use.
⚠ Watch for:
- Monthly billing can cost nearly 2x the annual price — check the billing toggle carefully.
- Free tier transaction limit (500) is quickly exceeded for active traders, forcing an upgrade.
- TurboTax integration and filing are not included if you need to actually file your tax return; TurboTax charges separately.
- Business/limited company users may need the Pro plan, which is significantly higher priced than Hobbyist.
🔧 Features
✓ Crypto Focus✓ Coinbase Partner✓ Turbotax Partner✓ Us Uk Ca Au✓ Form 8949✓ Free Tier
📋 Assessment
💪 Strengths
- Seamless Coinbase Integration: As an official Coinbase partner, CoinTracker automatically syncs Coinbase and Coinbase Pro transactions without requiring API keys or CSV uploads. This is a massive time-saver and ensures accurate data, eliminating the common problem of missing or duplicated transactions.
- Direct Tax Preparation Integrations: CoinTracker offers one-click exports to TurboTax and H&R Block. Users can import their crypto tax data directly into their tax returns, reducing the risk of errors and saving hours of manual data entry. This integration is a key differentiator for US filers.
- Broad Exchange and Wallet Coverage: With support for over 300 exchanges and wallets via API and CSV imports, CoinTracker covers virtually all mainstream platforms. This includes popular services like Binance, Kraken, and MetaMask, allowing users to consolidate their entire portfolio in one place.
- Real-Time Portfolio Tracking: The platform provides a comprehensive dashboard with real-time valuations, profit/loss by asset, and historical performance charts. This is useful not just for tax time but for ongoing investment monitoring.
- Tax-Loss Harvesting Support: CoinTracker identifies tax-loss harvesting opportunities by showing unrealized losses in the portfolio. Users can use this feature to strategically sell assets to offset gains, potentially reducing their tax liability.
⚠ Watch out for
- Transaction-Based Pricing: CoinTracker's pricing tiers are based on the number of transactions, which can be problematic for active traders or those with long trading histories. For instance, the 10,000-transaction plan costs $199/year, and higher tiers cost even more. Users with thousands of transactions may find cheaper alternatives with flat-rate pricing.
- Limited DeFi and Advanced Activity Support: DeFi activities such as yield farming, lending, and complex NFT transactions often require manual handling. While CoinTracker attempts to parse these, accurate gain/loss calculations frequently depend on users manually reviewing and correcting entries, which is time-consuming and error-prone.
- Customer Support Gaps: Support is primarily via email, and response times are known to be slow, with some users waiting days for assistance. Live chat is only available on the premium plan ($199/month), and there is no phone support. This can be frustrating when tax deadlines loom.
- Geographical Limitations: While CoinTracker supports US, UK, Canada, and Australia, its tax reporting features for other countries are limited. Users in other regions may need to look for more localized solutions.
- Learning Curve for Beginners: Despite automation, first-time users must understand concepts like cost basis methods and carryforward losses. The interface, while intuitive, doesn't provide extensive educational resources, which may overwhelm crypto tax novices.
🎯 Best for
CoinTracker is best for individual crypto investors and Coinbase users who want a straightforward way to track their portfolio and file US federal taxes with TurboTax or H&R Block.
🚫 Who should skip
Heavy DeFi users, NFT traders with complex activity, or people with 50,000+ transactions who need unlimited transaction support and deep protocol coverage should skip CoinTracker and consider a more robust crypto tax tool.
📚 Learning curve
Moderate — basic portfolio tracking is easy, but understanding cost basis methods, syncing all wallets correctly, and reviewing DeFi/NFT transactions requires some learning to get accurate tax results.
🧑⚖️ Verdict
CoinTracker is a solid choice for Coinbase users and those who want seamless tax preparation with TurboTax or H&R Block. However, if you are a heavy DeFi user, have a high transaction volume, or require prompt support, you might want to look at alternatives like Koinly or TokenTax. Overall, it's a r
76/100
$35 starting
UK freelancers, contractors, and small limited companies who want online accounting software plus a real UK accountant f
★ Best
💰 Pricing
Starting at $35 (subscription)
Fee notes:
- Monthly prices are in GBP and exclude VAT at 20% (shown as base).
- Yearly plan is equivalent to 10 months' cost, saving two months' fees.
- Crunch is known to charge £28+VAT per month for Core, rising to £38+VAT for Core with payroll, and £48+VAT for Complete.
- Additional services: Self-assessment filing for additional people (e.g., partner) available at £49 per return.
- Payroll for more than 10 employees: additional £5 per employee per month (approximately).
⚠ Watch for:
- VAT (currently 20%) is added to all subscription fees.
- On the yearly plan, if you cancel early, you may be charged the full year's fees.
- There is a setup fee of £99 for new limited company registration or conversion (if you need it) — though sometimes waived.
- Additional self-assessment filings for other individuals (e.g., spouse) are not included and cost extra.
🔧 Features
✓ Uk Focus✓ Freelancer Sme✓ Self Assessment✓ Vat✓ Accountant Included
📋 Assessment
💪 Strengths
- Crunch bundles a dedicated accountant with its software, which is a rare and valuable feature. You get a named UK-based accountant who can answer questions via phone or email, which is incredibly useful for tax planning, understanding dividends, or filing compliance. This is a huge benefit for business owners who lack accounting knowledge and would otherwise need to hire a separate accountant, saving time and potentially reducing errors.
- It's built specifically for UK tax rules, which is a major advantage. Crunch handles MTD-compliant VAT, self assessment, corporation tax, and dividend tracking natively, meaning you don't have to manually work out your tax liabilities. The software calculates your corporation tax and even helps with payroll, which is a boon for limited company directors who need to manage their salary and dividends efficiently.
- Real-time bank feeds and automatic reconciliation make bookkeeping less tedious. You connect your UK bank accounts via Open Banking, and Crunch pulls in transactions automatically. You can then categorize expenses quickly, and the software matches them to invoices and bills. This feature cuts down on manual data entry and ensures your financials are always up to date, which is great for businesses with high transaction volumes.
- Transparent monthly pricing is a plus, even if you have to ask for a quote. Once you know the rate (starting at $30/mo), it's a predictable subscription that includes everything: software plus accountant support. Compare this to paying for software (e.g., FreeAgent at ~$30/mo) and then separately paying an accountant (~$100/mo+), and Crunch can be a more cost-effective solution for many small businesses.
- The platform offers a mobile app for on-the-go expense tracking and banking. You can snap a photo of a receipt and it syncs to your account, which is handy for contractors and freelancers who incur expenses while away from their desk. This small feature keeps your records accurate and reduces the pile of paper receipts at year-end.
⚠ Watch out for
- Pricing is opaque — you have to book a demo or call Crunch to get a quote. This is a significant friction point for buyers who are comparing software online. Competitors like FreeAgent and Xero publish their rates clearly, so you know what you're getting into without sales calls. Crunch's hiding of pricing feels outdated and can put off potential customers who prefer self-serve onboarding.
- Crunch is not well-suited for unincorporated sole traders who don't need corporation tax or payroll features. The plans for freelancers (sole traders) are more limited, and the add-ons like payroll are geared toward limited companies. If you're a sole trader, you might be paying for features you don't need, making cheaper alternatives like QuickBooks Self-Employed more appealing.
- Integrations are sparse. Unlike Xero or QuickBooks, which have hundreds of third-party apps, Crunch only offers a handful of native integrations (e.g., Stripe, PayPal, and some banking). If you rely on custom tools or want to sync with a CRM or inventory system, you won't find them easily. This is a major drawback for growing businesses that need connected tools.
- The software's interface feels dated compared to rivals. While it's functional, some users report that the dashboard and navigation are not as intuitive as FreeAgent's. This can make the initial learning curve steeper, and it may feel less polished to tech-savvy users.
- Customer support, while included, can be slow to respond during peak tax season. Some users have reported waiting longer for email responses, which is frustrating when you have urgent questions. In contrast, other platforms offer instant chat support, though Crunch's phone support is generally reliable.
🎯 Best for
UK freelancers, contractors, and small limited companies who want online accounting software plus a real UK accountant for help with taxes and compliance.
🚫 Who should skip
Sole traders with simple finances who want free or low-cost DIY software, or larger businesses needing advanced inventory, multi-currency, or a large app ecosystem.
📚 Learning curve
Moderate — if you've used any double-entry accounting software, the core features are easy; you'll need a bit of time to learn Crunch's own navigation and where accountant messages sit.
🧑⚖️ Verdict
Crunch is a solid choice for UK limited company owners and contractors who want an all-in-one accounting service with built-in human expertise, especially if you prefer the reassurance of an accountant without the separate cost. It's not the best fit for sole traders who need minimal features or tho
📊 Use Case Suitability
Higher score = better fit. Scores from editorial review.
Use CaseCoinTrackerCrunch
US Crypto Tax Filing95—
CoinTracker generates Form 8949 and integrates directly with TurboTax and H&R Bl
Multi-Exchange Portfolio Tracking90—
Auto-syncs 10,000+ exchanges and wallets, giving a unified view of holdings acro
Tax-Loss Harvesting80—
Provides real-time unrealized gains/losses and helps identify underperforming as
International Tax Reporting (UK/CA/AU)75—
Supports tax calculations for the UK, Canada, and Australia with local tax rules
DeFi and NFT Tax Reporting65—
Can track DeFi and NFT activities, but complex protocols often require manual re
Managing a UK limited company's day-to-day bookkeeping—90
Full ledger, bank reconciliation, expense tracking, and accountant oversight bui
Filing personal self-assessment tax returns—85
Crunch calculates your tax liability from your income and expenses and lets you
VAT compliance for a small e-commerce or services business—82
MTD-compliant VAT submission with automated calculations and digital links to HM
🧭 Which One Should You Pick?
Choose CoinTracker if...
- You are: CoinTracker is best for individual crypto investors and Coinbase users who want a straightforward way to track their por
- 👍 Official Coinbase partner and seamless integration with Coinbase, including automatic syncing of Coi
- 👍 Direct TurboTax and H&R Block partnerships allow for easy tax filing without needing to manually tra
- 👍 Supports a wide range of exchanges, wallets, and blockchains via API and CSV imports, covering most
- 💰 From $14/mo
- ⚠ Trade-off: Pricing can become expensive for users with many transactions, as the paid plans
Choose Crunch if...
- You are: UK freelancers, contractors, and small limited companies who want online accounting software plus a real UK accountant f
- 👍 Bundled human accountant support at a transparent monthly subscription — rare among online accountin
- 👍 Built specifically for UK tax rules: MTD-compliant VAT, corporation tax, self-assessment, and divide
- 👍 Real-time bank feeds from major UK banks simplify reconciliation and keep financials up to date with
- 💰 From $35.28/mo
- ⚠ Trade-off: Pricing is opaque; you have to book a demo or call to get a quote, unlike FreeAg
❓ Frequently Asked Questions
How much does CoinTracker cost?
CoinTracker offers a free plan for basic portfolio tracking, but tax reports require a paid plan. Pricing is tiered based on the number of transactions, ranging from roughly $49 to $199+ per tax year, with higher tiers for 10,000+ transactions.
Can I use CoinTracker for free?
Yes, CoinTracker has a free plan that lets you track your portfolio with up to a limited number of transactions and sync a few wallets. Free users do not get access to tax reports, which require a paid subscription.
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