Monese
Monese is a UK-based mobile banking app tailored for expats, migrants, and the underbanked, offering instant UK and EU a
👤 Best for: Recent expats and migrants who need a functional UK or EU mobile account quickly
💬 Verdict
Monese is an excellent choice for expats, migrants, and anyone who needs a UK or EU account without the usual address hu
🔍 Independently researched ·
📊 Data-driven comparisons
· 💬 387 Hacker News mentions
🆓 Free Tier
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Monese
Free plan available — no credit card required
📊 Pros & Cons
Pros
- 👍 No proof of address required, making it one of the most acce
- 👍 Fast, smartphone-only onboarding with a UK sort code and acc
Cons
- 👎 ATM withdrawal fees and foreign transaction charges can add
- 👎 Monese is not FSCS-protected because it is an electronic mon
