Neobanks — Comparison

35 services compared · Sorted by score · Pick any two to compare

Most compared Neobanks

Tomorrow
Tomorrow
79/100 Free Free tier

Eco-conscious individuals in Germany who want a mobile-first bank account that a

Revolut
Revolut
76/100 Free Free tier

Revolut is ideal for travelers, freelancers, and digital nomads who need a cheap

ANNA Money
ANNA Money
73/100 Free Free tier

UK freelancers, contractors, and small business owners who want a no-nonsense, A

Tandem Bank
Tandem Bank
70/100 Free Free tier

Environmentally conscious UK residents who want a free everyday bank account wit

SoFi
SoFi
69/100 Free Free tier

US consumers who want to replace multiple banking, lending, and investing apps w

Monzo
Monzo
68/100 Free Free tier

UK residents who are comfortable with mobile-only banking and want a free, featu

Pleo
Pleo
65/100 Free Free tier

European SMEs and mid-market companies that want to automate expense reporting,

NuBank
NuBank
63/100 Free Free tier

Individuals in Brazil, Mexico, or Colombia who want a free, mobile-first persona

Tide
Tide
62/100 Free Free tier

UK small business owners, freelancers, and contractors who want a free, app-base

Mettle
Mettle
60/100 Free Free tier

UK based freelancers, contractors, and sole traders who want a no-cost, mobile-f

Qonto
Qonto
59/100 $9/mo

European SMBs wanting digital business banking

Zelf
Zelf
58/100 Free Free tier

Gen Z users in supported European countries who want a simple, app-free way to s

Monese
Monese
57/100 Free Free tier

Recent expats and migrants who need a functional UK or EU mobile account quickly

Starling Bank
Starling Bank
55/100 Free Free tier

Starling Bank is best for UK residents and small businesses that want a fully di

GoHenry
GoHenry
51/100 $8/mo

GoHenry is best for parents who want an easy-to-manage prepaid card with chore-based allowances and built-in financial education to teach kids (ages 6…

Current
Current
50/100 Free Free tier

Digital-savvy younger consumers in the US who want a free, mobile-first bank acc

Bunq
Bunq
48/100 Free Free tier

European consumers wanting sustainable digital banking

Varo Bank
Varo Bank
47/100 Free Free tier

US consumers who want a no-fee mobile bank with early direct deposit, a high-yie

bunq
bunq
46/100 Free Free tier

Eco-conscious EU/EEA residents who want a modern mobile bank with multiple sub-a

Coconut
Coconut
44/100 Free Free tier

UK sole traders, freelancers, and landlords who want automatic tax savings on every transaction and a simple way to share live financial data with the…

Wise
Wise
43/100 Free Free tier

Individuals and freelancers who regularly send or receive money across borders a

Chime
Chime
41/100 Free Free tier

US consumers wanting fee-free mobile banking

MyInvestor
MyInvestor
40/100 Free Free tier

Spanish residents who want a free, no-frills platform to invest in low-cost inde

Imagin
Imagin
39/100 Free Free tier

Young Spanish residents and Gen Z or millennial users who want a no-cost, mobile

Lili
Lili
38/100 Free Free tier

Individual freelancers, independent contractors, and self-employed solo business

Rebellion Pay
Rebellion Pay
37/100 Free Free tier

Individuals living in Spain or Portugal who want a free neobank account with a S

Openbank
Openbank
36/100 Free Free tier

Spanish residents who want a reliable, fee-free digital bank backed by a major b

Monese Business
Monese Business
35/100 Free Free tier

Monese Business is ideal for UK/EEA freelancers, contractors, and small SMEs tha

Chime
Chime
34/100 Free Free tier

Fee-conscious individuals, especially gig workers and freelancers, who want a mo

Atom Bank
Atom Bank
32/100 Free Free tier

UK residents who want a straightforward, app-only way to save with competitive i

N26
N26
31/100 Free Free tier

A younger, digital-first European user who wants a clean mobile bank for daily e

Vivid Money
Vivid Money
29/100 Free Free tier

European consumers wanting cashback banking + investing

Zopa Smart Saver
Zopa Smart Saver
28/100 Free Free tier

UK savers who want easy access to competitive interest rates and borrowers who n

Kroo
Kroo
27/100 Free Free tier

Socially-minded UK users who want a free, FSCS-protected current account with bu

Starling Bank
Starling Bank
23/100 Free Free tier

UK businesses wanting digital-first banking

0 selected
Independently researched · Data-driven comparisons

Frequently Asked Questions

How much does GoHenry cost?

GoHenry is a subscription service: it costs $5.99/month per child in the US and £2.99/month per child in the UK after a 30-day free trial. The fee is per child, so families with multiple kids pay multiple monthly fees.

What age is GoHenry for?

GoHenry is designed for kids and teens aged 6 to 18. The card is a prepaid debit card, and the app includes financial education lessons appropriate for that age range.

Is GoHenry safe and is my money protected?

GoHenry is not a bank, but funds are held with regulated partner banks. In the US, card balances are FDIC-insured up to $250,000; in the UK, funds are FSCS-protected up to £85,000. Parental controls also add a layer of safety.

Can parents really control where and how the card is used?

Yes. Parents can switch the card on/off instantly, set spending limits, choose ATM withdrawal limits, and block certain merchant types or stores. They also get real-time notifications whenever the card is used.

Does GoHenry teach kids about money?

Yes, GoHenry includes in-app financial literacy lessons, quizzes, and interactive challenges covering topics like earning, saving, budgeting, and investing. The app's 'Money Missions' are designed to make learning about money fun.

How does the chores and allowance feature work?

Parents can create a list of chores with assigned monetary values, approve them when completed, and automatically transfer the earnings to the child's GoHenry account. They can also set up a regular automatic allowance on a weekly or monthly basis.

🎯 What Suits You?

Answer 2 quick questions — we recommend the best fit for your situation.

1. What's your budget per month?