Neobanks — Comparison

35 services compared · Sorted by score · Pick any two to compare

Most compared Neobanks

Tomorrow
Tomorrow
79/100 Free Free tier

Eco-conscious individuals in Germany who want a mobile-first bank account that automatically supports climate projects and provides detailed carbon fo…

Revolut
Revolut
76/100 Free Free tier

Revolut is ideal for travelers, freelancers, and digital nomads who need a cheap, flexible, multi-currency spending card with manageable FX and global…

ANNA Money
ANNA Money
73/100 Free Free tier

UK freelancers, contractors, and small business owners who want a no-nonsense, A

Tandem Bank
Tandem Bank
70/100 Free Free tier

Environmentally conscious UK residents who want a free everyday bank account wit

SoFi
SoFi
69/100 Free Free tier

US consumers who want to replace multiple banking, lending, and investing apps w

Monzo
Monzo
68/100 Free Free tier

UK residents who are comfortable with mobile-only banking and want a free, featu

Pleo
Pleo
65/100 Free Free tier

European SMEs and mid-market companies that want to automate expense reporting, control employee card spending, and simplify accounting reconciliation…

NuBank
NuBank
63/100 Free Free tier

Individuals in Brazil, Mexico, or Colombia who want a free, mobile-first persona

Tide
Tide
62/100 Free Free tier

UK small business owners, freelancers, and contractors who want a free, app-base

Mettle
Mettle
60/100 Free Free tier

UK based freelancers, contractors, and sole traders who want a no-cost, mobile-f

Qonto
Qonto
59/100 $9/mo

European SMBs wanting digital business banking

Zelf
Zelf
58/100 Free Free tier

Gen Z users in supported European countries who want a simple, app-free way to s

Monese
Monese
57/100 Free Free tier

Recent expats and migrants who need a functional UK or EU mobile account quickly

Starling Bank
Starling Bank
55/100 Free Free tier

Starling Bank is best for UK residents and small businesses that want a fully di

GoHenry
GoHenry
51/100 $8/mo

GoHenry is best for parents who want an easy-to-manage prepaid card with chore-b

Current
Current
50/100 Free Free tier

Digital-savvy younger consumers in the US who want a free, mobile-first bank acc

Bunq
Bunq
48/100 Free Free tier

European consumers wanting sustainable digital banking

Varo Bank
Varo Bank
47/100 Free Free tier

US consumers who want a no-fee mobile bank with early direct deposit, a high-yie

bunq
bunq
46/100 Free Free tier

Eco-conscious EU/EEA residents who want a modern mobile bank with multiple sub-a

Coconut
Coconut
44/100 Free Free tier

UK sole traders, freelancers, and landlords who want automatic tax savings on ev

Wise
Wise
43/100 Free Free tier

Individuals and freelancers who regularly send or receive money across borders a

Chime
Chime
41/100 Free Free tier

US consumers wanting fee-free mobile banking

MyInvestor
MyInvestor
40/100 Free Free tier

Spanish residents who want a free, no-frills platform to invest in low-cost inde

Imagin
Imagin
39/100 Free Free tier

Young Spanish residents and Gen Z or millennial users who want a no-cost, mobile

Lili
Lili
38/100 Free Free tier

Individual freelancers, independent contractors, and self-employed solo business

Rebellion Pay
Rebellion Pay
37/100 Free Free tier

Individuals living in Spain or Portugal who want a free neobank account with a Spanish IBAN, cashback, and easy bill splitting.

Openbank
Openbank
36/100 Free Free tier

Spanish residents who want a reliable, fee-free digital bank backed by a major b

Monese Business
Monese Business
35/100 Free Free tier

Monese Business is ideal for UK/EEA freelancers, contractors, and small SMEs tha

Chime
Chime
34/100 Free Free tier

Fee-conscious individuals, especially gig workers and freelancers, who want a mo

Atom Bank
Atom Bank
32/100 Free Free tier

UK residents who want a straightforward, app-only way to save with competitive i

N26
N26
31/100 Free Free tier

A younger, digital-first European user who wants a clean mobile bank for daily e

Vivid Money
Vivid Money
29/100 Free Free tier

European consumers wanting cashback banking + investing

Zopa Smart Saver
Zopa Smart Saver
28/100 Free Free tier

UK savers who want easy access to competitive interest rates and borrowers who n

Kroo
Kroo
27/100 Free Free tier

Socially-minded UK users who want a free, FSCS-protected current account with bu

Starling Bank
Starling Bank
23/100 Free Free tier

UK businesses wanting digital-first banking

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Independently researched · Data-driven comparisons

Frequently Asked Questions

Is Tomorrow a free bank account?

No, Tomorrow does not have a free tier. You'll need to choose a paid plan, but exact pricing is not publicly listed and may depend on the available subscription options.

How does Tomorrow's CO₂ tracking work?

Tomorrow automatically categorizes your transactions and estimates the carbon footprint of each purchase based on merchant and industry data. This lets you see which spending areas have the highest climate impact.

How do impact-linked interest rates work?

Tomorrow offers interest rates that are linked to sustainable behavior, such as your CO₂ footprint or investment choices. Higher sustainability engagement may unlock better rates, though specific conditions need to be checked in their current terms.

Is my money protected with Tomorrow?

Yes, Tomorrow operates via a banking license from Solarisbank, and deposits are protected under the German statutory deposit guarantee scheme up to €100,000 per customer.

Is Tomorrow available outside Germany?

Tomorrow primarily targets German customers and may also cover other EU countries, but availability is limited. You should verify if your country of residence is supported before signing up.

How does impact investing through Tomorrow work?

You can invest in sustainable investment portfolios directly through the Tomorrow app. The exact funds and returns vary, but they focus on climate-positive projects and companies.

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