Best Mettle Alternatives in 2026
8 alternatives to Mettle in Neobanks, ranked by our editorial score. Compare pricing, free tiers, and best-fit guidance side by side.
Top Neobanks Alternatives
| Tool | Score | Starting Price | Free Tier | Best For | |
|---|---|---|---|---|---|
| Tomorrow | 79 | Free | ✓ | Eco-conscious individuals in Germany who want a mobile-first bank account that a | Compare vs Mettle → |
| Revolut | 76 | Free | ✓ | Revolut is ideal for travelers, freelancers, and digital nomads who need a cheap | Compare vs Mettle → |
| ANNA Money | 73 | Free | ✓ | UK freelancers, contractors, and small business owners who want a no-nonsense, A | Compare vs Mettle → |
| Tandem Bank | 70 | Free | ✓ | Environmentally conscious UK residents who want a free everyday bank account wit | Compare vs Mettle → |
| SoFi | 69 | Free | ✓ | US consumers who want to replace multiple banking, lending, and investing apps w | Compare vs Mettle → |
| Monzo | 68 | Free | ✓ | UK residents who are comfortable with mobile-only banking and want a free, featu | Compare vs Mettle → |
| Pleo | 65 | Free | ✓ | European SMEs and mid-market companies that want to automate expense reporting, | Compare vs Mettle → |
| NuBank | 63 | Free | ✓ | Individuals in Brazil, Mexico, or Colombia who want a free, mobile-first persona | Compare vs Mettle → |
Which Alternative Should You Choose?
Best for: Eco-conscious individuals in Germany who want a mobile-first bank account that a
⚖️ Mettle vs Tomorrow →Best for: Revolut is ideal for travelers, freelancers, and digital nomads who need a cheap
⚖️ Mettle vs Revolut →
Best for: UK freelancers, contractors, and small business owners who want a no-nonsense, A
⚖️ Mettle vs ANNA Money →
Best for: Environmentally conscious UK residents who want a free everyday bank account wit
⚖️ Mettle vs Tandem Bank →❓ Frequently Asked Questions
Is Mettle really free to use?
Yes, Mettle has no monthly fees and no transaction fees for standard UK payments in pounds. You only pay for optional extras or third-party services you choose to connect.
Can I open a Mettle account if I'm a sole trader?
Yes, Mettle is specifically designed for sole traders and single-director limited companies. Partnerships and multi-director companies aren't eligible.
Is my money protected with Mettle?
Mettle is a NatWest brand and your funds are covered by the Financial Services Compensation Scheme (FSCS) up to £85,000. This makes it a safer option than many other neobanks.
Can I pay in cash at Mettle?
No, Mettle doesn't support cash deposits. You can transfer money electronically via bank transfer, Faster Payments, or online transfers from another bank.