Best Zettle by PayPal Alternatives in 2026
8 alternatives to Zettle by PayPal in Payment Gateways, ranked by our editorial score. Compare pricing, free tiers, and best-fit guidance side by side.
Top Payment Gateways Alternatives
| Tool | Score | Starting Price | Free Tier | Best For | |
|---|---|---|---|---|---|
| Stripe | 75 | — | Online businesses, SaaS startups, and platforms that want a flexible, developer- | Compare vs Zettle by PayPal → | |
| Adyen | 71 | Free | ✓ | Adyen is best for established enterprises, high-volume retailers, and platforms | Compare vs Zettle by PayPal → |
| BitPay | 70 | Free | ✓ | Businesses that want to accept Bitcoin, Ethereum, or stablecoins and convert the | Compare vs Zettle by PayPal → |
| Paddle | 69 | Free | ✓ | SaaS and software startups that want to sell globally without dealing with the o | Compare vs Zettle by PayPal → |
| Braintree | 67 | Free | ✓ | Merchants who need a single payment gateway to accept both card payments and Pay | Compare vs Zettle by PayPal → |
| Mollie | 66 | Free | ✓ | European ecommerce and SaaS businesses that primarily sell to Dutch, Belgian, or | Compare vs Zettle by PayPal → |
| Paystack | 64 | Free | ✓ | Nigerian and other African businesses looking for a reliable, developer-friendly | Compare vs Zettle by PayPal → |
| Coinbase Commerce | 63 | Free | ✓ | Crypto-native merchants and small businesses who want a free, self-custodial pay | Compare vs Zettle by PayPal → |
Which Alternative Should You Choose?
Best for: Online businesses, SaaS startups, and platforms that want a flexible, developer-
⚖️ Zettle by PayPal vs Stripe →
Best for: Adyen is best for established enterprises, high-volume retailers, and platforms
⚖️ Zettle by PayPal vs Adyen →
Best for: Businesses that want to accept Bitcoin, Ethereum, or stablecoins and convert the
⚖️ Zettle by PayPal vs BitPay →
Best for: SaaS and software startups that want to sell globally without dealing with the o
⚖️ Zettle by PayPal vs Paddle →❓ Frequently Asked Questions
Is Zettle really free to use?
Yes, there's no monthly subscription or setup fee for the basic POS software and app. However, you pay per-transaction processing fees and need to purchase card reader hardware separately.
What are Zettle's transaction fees?
Fees vary by country, but typically card-present payments (chip, contactless) cost around 1.5-2.5%, while manually keyed or invoiced payments run higher at 2.5-3.5%. Check Zettle's local pricing page for exact rates.
Does Zettle work with PayPal?
Yes, Zettle is a PayPal company and integrates tightly with PayPal. You can accept PayPal payments via payment links and settle funds to your PayPal account or Zettle balance.
Can I take online payments without a card reader?
Yes, you can create payment links and send invoices that customers can pay by card or PayPal directly from your Zettle account. This works even if you never buy hardware.