Payment Gateways — Comparison
36 services compared · Sorted by score · Pick any two to compare
Most compared Payment Gateways
Online businesses, SaaS startups, and platforms that want a flexible, developer-
Adyen is best for established enterprises, high-volume retailers, and platforms
Businesses that want to accept Bitcoin, Ethereum, or stablecoins and convert them into local fiat with minimal volatility risk, especially online stor…
SaaS and software startups that want to sell globally without dealing with the overhead of tax compliance, multi-currency processing, and subscription…
Merchants who need a single payment gateway to accept both card payments and Pay
European ecommerce and SaaS businesses that primarily sell to Dutch, Belgian, or
Nigerian and other African businesses looking for a reliable, developer-friendly payment gateway that supports local payment methods and offers Stripe…
Crypto-native merchants and small businesses who want a free, self-custodial payment gateway to accept cryptocurrencies without monthly fees.
African businesses and global companies that want a single payment gateway to ac
Consumer e-commerce merchants targeting retail, fashion, beauty, and home goods
Mid-to-large merchants and platforms that need cross-border payment acquiring, a
Benelux- and DACH-based online retailers that want a single, locally optimized p
Gaming, forex, and digital goods businesses that need a reliable, regulated payment gateway with built-in access to Skrill, Neteller, and paysafecard …
Solo entrepreneurs and small businesses that need a cheap, flexible way to accept card payments in person, whether at a counter, on the go, or at even…
GoCardless is ideal for established European businesses and B2B companies that w
Established US-based businesses that already have a merchant account and need a
Small and micro businesses, retail shops, and service providers in the US, UK, o
Ambitious cross-border businesses, especially in APAC, that need a combined solu
Fintechs, global e-commerce platforms, and marketplaces that need to accept 100+
E-commerce businesses targeting emerging markets who need deep local payment method coverage and want to avoid the complexity of building multiple reg…
Italian merchants and consumers, or businesses targeting Italy, who want a low-c
Solo entrepreneurs and small retail or service businesses in Europe/LATAM that w
European businesses — startups, SMEs, and mid-sized merchants — that want a sing
South African SMEs, especially face-to-face retail and mobile vendors, that want
Ideal for freelancers, online sellers, and small B2B businesses that need a single platform to receive payments from global clients and marketplaces a…
BlueSnap is best for cross-border e-commerce, SaaS, and digital-goods businesses
Merchants in Europe and North America, particularly in iGaming, fintech, and high-ticket e-commerce, who want lower card costs, instant bank payments,…
Online businesses targeting Eastern European markets that need local payment met
UK and Irish SMBs, particularly former Sage Pay users, who need a dependable gat
Nigerian and UK-based merchants, especially small-to-mid-sized e-commerce seller
French and EU e-commerce merchants and SaaS startups looking for a low-cost, tra
Large European merchants and retail chains that need a single, enterprise-grade
Global ecommerce brands, SaaS companies, and digital goods sellers that want to
Growth-stage online businesses that use multiple payment providers and want to o
European small-to-medium businesses that want transparent payment processing wit
dLocal is best for mid-size and large businesses already selling cross-border wh
Frequently Asked Questions
Does BitPay charge a monthly fee or only per-transaction fees?
BitPay doesn't charge a monthly fee for its standard gateway; you pay per transaction instead. The typical processing fee is about 1% per transaction, with a minimum fee per payment. Signing up is free, but it's not a free payment processor.
Which cryptocurrencies can I accept with BitPay?
BitPay supports Bitcoin, Bitcoin Cash, Ethereum, and several stablecoins like USDC, USDP, and Euro Coin. You can also accept Litecoin, Dogecoin, and other popular assets depending on your merchant country. The exact list varies by region and is set by BitPay's compliance rules.
How does fiat settlement work and how fast is it?
When a customer pays in crypto, BitPay converts the amount at the current rate and settles the fiat equivalent to your bank account. That protects you from volatility, but bank settlement is usually not instant and arrives on the next business day or per your settlement schedule. The 'instant' part refers to locking the conversion rate at the time of payment.
Does BitPay integrate with e-commerce stores like Shopify or WooCommerce?
Yes, BitPay offers official plugins for Shopify, WooCommerce, Magento, PrestaShop, and more. It also has a REST API and webhooks for custom integrations. Non-technical users can quickly add a crypto payment button or checkout link.
What information do I need to open a BitPay merchant account?
You'll need to register your business and pass a KYC/KYB verification process. This includes your company info, beneficial owners, and bank account details for settlement. Approval typically takes 1-3 business days.
Are there countries where BitPay isn't available?
BitPay's full fiat settlement service is limited to countries where it has licensing, such as the US, Canada, UK, EU countries, Switzerland, and Australia. Merchants in other regions may not able to receive bank settlement, even if they can accept crypto payments.