Payment Gateways — Comparison
36 services compared · Sorted by score · Pick any two to compare
Most compared Payment Gateways
Online businesses, SaaS startups, and platforms that want a flexible, developer-friendly payment infrastructure with built-in subscription and fraud t…
Adyen is best for established enterprises, high-volume retailers, and platforms
Businesses that want to accept Bitcoin, Ethereum, or stablecoins and convert them into local fiat with minimal volatility risk, especially online stor…
SaaS and software startups that want to sell globally without dealing with the overhead of tax compliance, multi-currency processing, and subscription…
Merchants who need a single payment gateway to accept both card payments and Pay
European ecommerce and SaaS businesses that primarily sell to Dutch, Belgian, or
Nigerian and other African businesses looking for a reliable, developer-friendly payment gateway that supports local payment methods and offers Stripe…
Crypto-native merchants and small businesses who want a free, self-custodial payment gateway to accept cryptocurrencies without monthly fees.
African businesses and global companies that want a single payment gateway to accept cards, bank transfers, and mobile money from customers across 30+…
Consumer e-commerce merchants targeting retail, fashion, beauty, and home goods
Mid-to-large merchants and platforms that need cross-border payment acquiring, a
Benelux- and DACH-based online retailers that want a single, locally optimized p
Gaming, forex, and digital goods businesses that need a reliable, regulated payment gateway with built-in access to Skrill, Neteller, and paysafecard …
Solo entrepreneurs and small businesses that need a cheap, flexible way to accep
GoCardless is ideal for established European businesses and B2B companies that w
Established US-based businesses that already have a merchant account and need a
Small and micro businesses, retail shops, and service providers in the US, UK, o
Ambitious cross-border businesses, especially in APAC, that need a combined solu
Fintechs, global e-commerce platforms, and marketplaces that need to accept 100+
E-commerce businesses targeting emerging markets who need deep local payment method coverage and want to avoid the complexity of building multiple reg…
Italian merchants and consumers, or businesses targeting Italy, who want a low-c
Solo entrepreneurs and small retail or service businesses in Europe/LATAM that w
European businesses — startups, SMEs, and mid-sized merchants — that want a sing
South African SMEs, especially face-to-face retail and mobile vendors, that want
Ideal for freelancers, online sellers, and small B2B businesses that need a single platform to receive payments from global clients and marketplaces a…
BlueSnap is best for cross-border e-commerce, SaaS, and digital-goods businesses
Merchants in Europe and North America, particularly in iGaming, fintech, and high-ticket e-commerce, who want lower card costs, instant bank payments,…
Online businesses targeting Eastern European markets that need local payment met
UK and Irish SMBs, particularly former Sage Pay users, who need a dependable gat
Nigerian and UK-based merchants, especially small-to-mid-sized e-commerce seller
French and EU e-commerce merchants and SaaS startups looking for a low-cost, transparent, developer-friendly payment gateway without monthly commitmen…
Large European merchants and retail chains that need a single, enterprise-grade
Global ecommerce brands, SaaS companies, and digital goods sellers that want to
Growth-stage online businesses that use multiple payment providers and want to o
European small-to-medium businesses that want transparent payment processing with no fixed costs, daily payouts, and both POS and online support.
dLocal is best for mid-size and large businesses already selling cross-border wh
Frequently Asked Questions
What are Stripe's fees?
Stripe charges a simple per-transaction fee of 2.9% + 30 cents for US card payments, though rates vary by country and payment method. There are no setup or monthly fees, making it accessible for small businesses.
How long does it take to get paid?
The first payout can take 7–14 days, then subsequent payouts are typically on a 2-day rolling schedule in the US. You can also request faster payouts for a small fee.
Does Stripe require a long-term contract?
No, it's completely contract-free and you pay per transaction. You can stop using it anytime without cancellation fees.
Can I accept international payments with Stripe?
Yes, Stripe supports 135+ currencies and 50+ payment methods, including local cards, wallets, and bank transfers. Its global infrastructure handles conversions and local regulations.
Is Stripe good for non-developers?
Stripe has pre-built checkout pages and integrations with platforms like Shopify and WooCommerce, so technical knowledge is not required if you use those. However, deeper customization requires developer expertise.
How does Stripe handle fraud?
Stripe includes Radar, a machine-learning fraud detection tool, with every account. Advanced Radar rules and Radar for Fraud Teams are paid upgrades.