Kroo
Kroo is a UK-based social banking app offering a free current account with a full banking license, FSCS protection up to
👤 Best for: Socially-minded UK users who want a free, FSCS-protected current account with bu
💬 Verdict
Kroo is a solid choice for UK users who value no fees, international spending, and social banking features like joint ac
🔍 Independently researched ·
📊 Data-driven comparisons
🆓 Free Tier
Try Kroo Free →
Kroo
Free plan available — no credit card required
📊 Pros & Cons
Pros
- 👍 Free UK current account with no monthly fees and no foreign
- 👍 FSCS protection up to £85,000 per person, backed by a full U
Cons
- 👎 No cash or cheque deposits—you can't pay in physical money,
- 👎 No overdraft facility or credit products, so it can't serve
