Business Banking — Comparison

24 services compared · Sorted by score · Pick any two to compare

Most compared Business Banking

Aspire
Aspire
75/100 Free Free tier

Startups and small-to-medium businesses in Southeast Asia that need a unified pl

Nickel
Nickel
71/100 Free Free tier

Construction, wholesale, manufacturing, and logistics companies that want a zero

Soldo
Soldo
69/100 Free Free tier

Small and mid-sized UK/European companies that want to control employee spending

Revolut Business
Revolut Business
66/100 Free Free tier

Digital-first small businesses, freelancers, and startups with international clients or suppliers who want low-cost FX, multi-currency accounts, and s…

Payhawk
Payhawk
62/100 Free Free tier

Mid-market and enterprise finance teams in Europe and the UK that need to manage

Airwallex Business
Airwallex Business
59/100 Free Free tier

Online businesses, startups, and SMEs that need global multi-currency accounts,

Kontist
Kontist
58/100 Free Free tier

Freelancers and self-employed individuals in Germany who want automated tax calc

Qonto
Qonto
56/100 $10/mo

French and European SMEs and freelancers who want a modern, spend-management-foc

Mercury
Mercury
53/100 Free Free tier

US-based technology startups and venture-backed companies that want a free, API-

Juni
Juni
51/100 Free Free tier

EU- and UK-based e-commerce businesses that want to streamline ad spend manageme

Airwallex Business
Airwallex Business
49/100 Free Free tier

High-growth companies and e-commerce businesses that need to move money internat

Holvi
Holvi
48/100 Free Free tier

A Finnish or European sole trader who wants one simple tool for day-to-day business banking, invoicing, receipts, and light bookkeeping.

Penta
Penta
46/100 Free Free tier

German freelancers, founders of GmbHs and UGs, and small digital businesses that

Brex
Brex
45/100 Free Free tier

Venture-backed startups and growth-stage companies that want a modern finance st

Iwoca
Iwoca
42/100 —

UK-based small businesses with steady revenue that need fast, flexible short-ter

Monzo Business
Monzo Business
41/100 Free Free tier

UK sole traders, freelancers, and small limited companies seeking a low-cost, mo

UK freelancers, sole traders, and small business owners who want a free, mobile-

Wise Business
Wise Business
38/100 Free Free tier

Online businesses, freelancers, and small to medium enterprises that regularly s

Viva Wallet Business
Viva Wallet Business
36/100 Free Free tier

Small and medium-sized businesses in Europe looking for a free multi-country bus

Funding Circle
Funding Circle
34/100 —

Established UK (and EU/US) small businesses with strong financials that need £10

Novo
Novo
33/100 Free Free tier

US-based small-business owners, freelancers, and e-commerce operators who want a

Melio
Melio
30/100 Free Free tier

Small U.S.-based businesses, freelancers, and accountants who want a free, simpl

Countingup
Countingup
29/100 Free Free tier

UK sole traders, freelancers, and small service-based businesses that want simple accounting built right into their business current account.

Banxware
Banxware
24/100 —

German marketplaces and B2B platforms that want to add instant SME financing thr

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Independently researched · Data-driven comparisons

Frequently Asked Questions

Does Revolut Business have a monthly fee?

There is a free plan with no monthly fee, but it comes with limits on transactions, ATM withdrawals, and currency exchanges. Paid plans start at a monthly subscription and add higher limits and advanced features.

In which countries is Revolut Business available?

Revolut Business is available in 30+ countries across the UK, Europe, the US, and parts of Asia and Oceania. Availability depends on your business registration country, and some features vary by region.

Can I receive payments in multiple currencies?

Yes, you can receive, hold, and convert money in over 25 currencies. You get local account details for major currencies like GBP, EUR, USD, which makes it easier for clients to pay you without high international fees.

What are the limits on the free plan?

The free plan includes a limited number of fee-free currency exchanges per month, lower ATM withdrawal limits, and fewer card issuance options than paid plans. Unused free allowances do not roll over, and overage fees apply.

Does Revolut Business integrate with accounting software?

Yes, it offers integrations with popular accounting tools like Xero, QuickBooks, and FreeAgent, but some integrations are only available on paid plans. API access is also available for custom integrations on higher tiers.

Are corporate cards included?

Yes, business accounts can issue employee and corporate cards. The free plan includes a limited number of physical and virtual cards; paid plans allow more cards and stronger spending controls.

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