Business Banking — Comparison

24 services compared · Sorted by score · Pick any two to compare

Most compared Business Banking

Aspire
Aspire
75/100 Free Free tier

Startups and small-to-medium businesses in Southeast Asia that need a unified pl

Nickel
Nickel
71/100 Free Free tier

Construction, wholesale, manufacturing, and logistics companies that want a zero

Soldo
Soldo
69/100 Free Free tier

Small and mid-sized UK/European companies that want to control employee spending

Revolut Business
Revolut Business
66/100 Free Free tier

Digital-first small businesses, freelancers, and startups with international cli

Payhawk
Payhawk
62/100 Free Free tier

Mid-market and enterprise finance teams in Europe and the UK that need to manage

Airwallex Business
Airwallex Business
59/100 Free Free tier

Online businesses, startups, and SMEs that need global multi-currency accounts,

Kontist
Kontist
58/100 Free Free tier

Freelancers and self-employed individuals in Germany who want automated tax calc

Qonto
Qonto
56/100 $10/mo

French and European SMEs and freelancers who want a modern, spend-management-foc

Mercury
Mercury
53/100 Free Free tier

US-based technology startups and venture-backed companies that want a free, API-

Juni
Juni
51/100 Free Free tier

EU- and UK-based e-commerce businesses that want to streamline ad spend management, earn cashback on marketing costs, and handle multi-currency paymen…

Airwallex Business
Airwallex Business
49/100 Free Free tier

High-growth companies and e-commerce businesses that need to move money internat

Holvi
Holvi
48/100 Free Free tier

A Finnish or European sole trader who wants one simple tool for day-to-day business banking, invoicing, receipts, and light bookkeeping.

Penta
Penta
46/100 Free Free tier

German freelancers, founders of GmbHs and UGs, and small digital businesses that

Brex
Brex
45/100 Free Free tier

Venture-backed startups and growth-stage companies that want a modern finance st

Iwoca
Iwoca
42/100 —

UK-based small businesses with steady revenue that need fast, flexible short-ter

Monzo Business
Monzo Business
41/100 Free Free tier

UK sole traders, freelancers, and small limited companies seeking a low-cost, mo

UK freelancers, sole traders, and small business owners who want a free, mobile-

Wise Business
Wise Business
38/100 Free Free tier

Online businesses, freelancers, and small to medium enterprises that regularly s

Viva Wallet Business
Viva Wallet Business
36/100 Free Free tier

Small and medium-sized businesses in Europe looking for a free multi-country bus

Funding Circle
Funding Circle
34/100 —

Established UK (and EU/US) small businesses with strong financials that need £10

Novo
Novo
33/100 Free Free tier

US-based small-business owners, freelancers, and e-commerce operators who want a

Melio
Melio
30/100 Free Free tier

Small U.S.-based businesses, freelancers, and accountants who want a free, simpl

Countingup
Countingup
29/100 Free Free tier

UK sole traders, freelancers, and small service-based businesses that want simpl

Banxware
Banxware
24/100 —

German marketplaces and B2B platforms that want to add instant SME financing thr

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Independently researched · Data-driven comparisons

Frequently Asked Questions

How does Juni's cashback on ad spend work?

Juni automatically earns you cashback when you pay for advertising on platforms like Facebook, Google, and TikTok using your Juni account. The cashback percentage depends on the platform and your plan, and it is credited directly to your balance.

Which countries is Juni available in?

Juni is available to e-commerce businesses registered in the UK and most EU countries. Availability is not universal across Europe, so you need to check their website or contact support for your specific country.

Does Juni offer physical cards?

Juni primarily offers virtual corporate cards, but physical cards are available in some regions on request. Since card availability can vary by country, you should confirm with Juni support for your location.

What accounting integrations does Juni support?

Juni integrates with Xero, QuickBooks, and Slack, allowing you to automate transaction syncing and get real-time financial visibility. This makes reconciliation much easier for growing e-commerce businesses.

Is there a fee for currency conversion?

Juni uses mid-market exchange rates with a small markup, typically around 0.5-1%, depending on the specific currency pair and plan. The free plan includes some multi-currency capabilities, but higher-volume businesses may benefit from paid plans that offer better rates.

Can I use Juni for personal banking?

No, Juni is designed exclusively for business use, specifically for e-commerce and other online businesses. Personal accounts are not offered.

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