Best Opayo Alternatives in 2026
8 alternatives to Opayo in Payment Gateways, ranked by our editorial score. Compare pricing, free tiers, and best-fit guidance side by side.
Top Payment Gateways Alternatives
| Tool | Score | Starting Price | Free Tier | Best For | |
|---|---|---|---|---|---|
| Stripe | 75 | — | Online businesses, SaaS startups, and platforms that want a flexible, developer- | Compare vs Opayo → | |
| Adyen | 71 | Free | ✓ | Adyen is best for established enterprises, high-volume retailers, and platforms | Compare vs Opayo → |
| BitPay | 70 | Free | ✓ | Businesses that want to accept Bitcoin, Ethereum, or stablecoins and convert the | Compare vs Opayo → |
| Paddle | 69 | Free | ✓ | SaaS and software startups that want to sell globally without dealing with the o | Compare vs Opayo → |
| Braintree | 67 | Free | ✓ | Merchants who need a single payment gateway to accept both card payments and Pay | Compare vs Opayo → |
| Mollie | 66 | Free | ✓ | European ecommerce and SaaS businesses that primarily sell to Dutch, Belgian, or | Compare vs Opayo → |
| Paystack | 64 | Free | ✓ | Nigerian and other African businesses looking for a reliable, developer-friendly | Compare vs Opayo → |
| Coinbase Commerce | 63 | Free | ✓ | Crypto-native merchants and small businesses who want a free, self-custodial pay | Compare vs Opayo → |
Which Alternative Should You Choose?
Best for: Online businesses, SaaS startups, and platforms that want a flexible, developer-
⚖️ Opayo vs Stripe →
Best for: Adyen is best for established enterprises, high-volume retailers, and platforms · Has a free tier where the original does not
⚖️ Opayo vs Adyen →
Best for: Businesses that want to accept Bitcoin, Ethereum, or stablecoins and convert the · Has a free tier where the original does not
⚖️ Opayo vs BitPay →
Best for: SaaS and software startups that want to sell globally without dealing with the o · Has a free tier where the original does not
⚖️ Opayo vs Paddle →❓ Frequently Asked Questions
What is Opayo and how does it differ from Sage Pay?
Opayo is the current brand name for what used to be Sage Pay, after the company was acquired by Elavon. It offers the same core payment gateway services—online card processing, tokenisation, and fraud screening—with a focus on UK and Irish businesses.
How does Opayo pricing work and is it transparent?
Opayo does not publish standard pricing; you have to contact their sales team for a quote. Costs typically include a setup fee, monthly service fee, per-transaction charges, and possibly extra fees for fraud screening or payment methods like Amex.
Does Opayo support recurring payments and subscriptions?
Yes, Opayo is well-suited for recurring billing. It offers tokenisation to securely store card details and supports repeat payments, making it a practical choice for subscription-based businesses.
Can Opayo integrate with my e-commerce platform?
Opayo provides pre-built plugins for platforms like WooCommerce, Magento, Shopify, and BigCommerce, plus a REST API and hosted payment pages. Most standard e-commerce setups can be connected without custom development.